word writing text credit report. business concept for borrowing rap sheet bill and dues payment score debt history megaphone louds

account age annual application background balance balances bankruptcy bills borrower borrowing bureau capacity card check co credit creditor creditworthiness current debt delinquent dispute dues finance financial form grades history income interest lendee lenders loan maker money monthly mortgage on outstanding override past payment payments public rap rate rating ratio record records score seven sheet signer standing time to year years