wooden block with s of a house, flood, fire, and an umbrella, visually represents the various risks and protections

flood fire storm risk safety protection insurance hazard coverage shield secure damage alert mitigate risky resilience guard safetynet emergency prepared rescue safeguard umbrella repair prevent protect assess riskmanagement plan backup mitigation crisis alertness safehouse shielding fortify survive precaution cover weather guarding emergencykit contingency preparedness securement response evacuation safetyplan wooden block symbols house visually represents risks protections associated homeownership