vat is written on a wooden block beside a clear glass coins jar on a wooden table against a bright white background. tax and

account assets bankbook block blue bright budget budgeting cash cashreserve coins currency economic economy expenditure finance financial financialadvice financialgoals financialliteracy financialstrategy financialtools fiscal funds growth income investment management monetary money moneywise piggybank planning preservation reserve responsibility savings savingsaccount savingsplan strategy table tax taxmanagement taxplanning thrift value vat wallet wealth wooden written clear glass jar white background wise