time for medical savings

background banknote banknotes cash caucasian clock clockwise concept confident consultant content copy copyspace cost costs delay delayed delays doctor dude euro europe european expense expenses expression finance finances financial guy hands handsome happiness happy health healthcare healthy holding hour hours human isolated late lateness latish male man medical metaphor minute minutes model money payment payments people person physician portrait positive retouched saving savings second seconds single smile smiling space stethoscope tardiness tardy temporal time times timing toothy watch white young