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advances asset assistance bank banker based bonds borrow borrowing capital cash collateral commerce commercial company corporate cost cover credibility credit creditor debt debts delinquency draft economic equity expansione factoring finance financial financier grant guarantee guarantor home hypothecation indebtedness installment interest invoice lend lender lending liability loan microloans money mortgage needs notes operational order outstanding owed payment principals promissory purchase quick rate remortgage sharks staggered startup term usury