term sofr for ibor transition from libor to risk-free rates such as the term secured overnight financing rate in banking industry

font wood number text soil food rock dessert iron wall brown screenshot art carving brand organ geology snack baking term sofr ibor transition libor risk-free rates such secured overnight financing rate banking industry background bank base benchmark block borrow business cessation concept derivatives design discontinuation economic economy finance financial index interbank offered interest investment investor lending letter lettering letters london management market minimalism money reference rfr risk free strategy success swap tile wooden tiles word words