tax benefits in envelope on blue

tax benefits envelope deductions credits incentives advantages savings exemptions breaks allowances reliefs refunds exclusions write-offs depreciation capital gains tax-free shelter deferred income exclusion deferral planning retirement education affordable housing renewable energy health account charitable contributions homeownership business expense child credit adoption earned lifetime learning small self-employment mortgage interest deduction medical flexible spending insurance premiums state local job-related expenses green disaster relief fringe social security tax-advantaged investments home office