small white house surrounded by a metal wall secured by a round metal bank vault doors, white background

afford background banker borrowers buy cashflow comercially credit debt debtors defaults devaluate downpayment duty estate expensive foreclose high home homebuyer house hypothec inflated laborious landlord lenders lending lien loan lucrative mortgage overdraft overpaid overprice overpriced overvalue own posession price real refinance refinancing renters repayment repossession slave stamp subprime unsecured vault white