small cartoon-like house made of golden bars on a white background,

afford background banker borrowers buy cashflow comercially credit debt debtors defaults devaluate downpayment duty estate expensive foreclose gold golden high home homebuyer house hypothec inflated laborious landlord lenders lending lien loan lucrative mortgage overdraft overpaid overprice overpriced overvalue own posession real refinance refinancing renters repayment repossession slave stamp subprime unsecured white