savings threat. negative impact on ability to save money or accumulate wealth over time. inflation and poor investment choices.

savings inflation threat risk poor instability crisis downturn debt increased taxes living expenses budget business concept costs danger economic economy expensive finance financial funds income loan management micromanagement money planning preserve reduced salary save spending tax undercuts value impact ability accumulate wealth investment security emergency retirement unplanned performance unemployment negative time choices high games recreation font sports play number chess brand toy screenshot circle ball logo gadget dessert