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age aged aging annual apothecary babyboomers bills bottles calamity catastrophe chocolate cholesterol citizen colorful concern copayment coverage deductible deplete depleted depression dessert disaster doctor donut doughnut drugs economy elderly exhausted expenditure falling fats fattening figure finances financial gap grandma grandparent hole insurance insured lady lard mature medical medicare medication medicinal medicine metaphor miniature money old outofpocket patient pharmaceutical pharmacist pharmacy prescription purse recession repository represent senior serious snack sprinkles sugar temptation treat trouble uninsured usa woman worry yearend