portrait a bald guy in a white t-shirt sits on a chair and thinks about problems with money, loneliness, payments, work and

advice affliction alert anxiety bach bachelor background bald boy cash caucasian chagrin chair challenge confusion credit cry crying cut despair dismay disruption disturb divorce dollars face grief guy hands hopeless hypothec hypothecation infliction isolated loneliness loner male man money mortgage nerves pain part pay payments person portrait problem problems sad single sits stress thinks trouble white work worry