panchaganga ghat the oldest civilization of kolhapur, guarded by shiva temple.

panchaganga ghat oldest civilization kolhapur guarded shiva temple travel asia maharashtra india long fencing field near river sidethe panchganga flows borders starts prayag sangam village chikhli taluka karr distkolhapur formed has been noted already four streams kasari kumbhi tulsi bhogawati local tradition believes underground stream saraswati which together other make panchgangathe confluence marks beginning proper receiving waters tributaries continues larger pattern flow received rivers north wide alluvial plain developing resumes its course eastwardsthe lifeline people chikhali karveer