mortgage burden housing costs interest debt money pit financial collapse pressure soaring bills ai generated

house crumble home debt stress fixer-upper finance dilapidated expensive starter deteriorate flatten implosion roof mortgage interest household bungalow arrears buildings skyrocket prices cottage vancouver toronto canada new-york california shanty burden ramshackle savings loan rustic taxes property derelict bills hydro heating costs living dwelling damaged financial crisis shabby shack hovel costly profit borrow money creaky indebted crumbling lender collateral cash liability credit contract ownership default economy income weight pressure funds real-estate collapse rising high crushing ballooning repairs renovation crippling