major collision between two vehicles on urban street during rainy weather in the afternoon

car accident collision red white urban street rainy weather afternoon debris damage emergency services vehicles traffic roadway injury driver insurance vehicle repairs road conditions environment scene claims precautions report reckless driving visibility damaged cars community impact investigation property recovery city streets witnesses storm injured parties roadside assistance block legal implications signs jam paramedics landscape negligence response tow truck cleanup major two one involved serious adds visible scattered nearby buildings partially obscured rain approach