major collision between two vehicles on urban street during rainy weather in the afternoon

car accident collision red white urban street rainy weather afternoon debris damage emergency services vehicles traffic roadway injury driver insurance vehicle repairs safety road conditions environment crash scene responders motor police claims precautions report reckless driving visibility storm negligence cleanup injured parties signs community impact jam block recovery paramedics legal implications investigation landscape cars roadside assistance city streets witnesses major two one involved serious adds visible scattered nearby buildings partially obscured rain approach