leakage on the ceiling in an apartment or house. ventilation grill. upstairs neighbors flooded

leakage ceiling an apartment or house ventilation grill upstairs neighbors flooded leaking renovation stain interior home roof construction water building damage destruction grunge handyman insurance leak rain repair weather dirty aged decay old rot wall background claim cover dangerous hole maintenance structure wet fix danger dirt mildew neglected weathered white broken leaky paint neglect work replace crumbled damp needed