leak on the ceiling close-up. consequences of an upstairs burst pipe. insurance case. flooding by neighbors

stain spot ceiling flooding water leakage flood paint whitewash insurance repair mold mildew fungus plumber claim wet top destruction pipe wall damage apartment spoiled neighbor destroyed rooftop rain house stained repairing ruined bluecollar worker contractor emergency accident building renovation moldingtrim smudge problem drop plaster household collapsing maintenance compensation leak close-up consequences upstairs burst pipe urgent needed case neighbors