large sandbags, fallen fence, person stands on pier looking into fog

sea level homes houses apartments hotel property real estate taxes erosion deposition slow rate protection barrier manmade efforts hurculean costly time loss desperate desperation mortgage lost sell buy values economic downturn businesses closed insurance future rise coastal inundation flooding storm tide eating away land exposed ramifications stakes staking fallen fence disaster natural hazard weather hurricane montauk island wave action oceanview nuisance solitude dismay worry destitute running youth teenager guy gal androgenous man woman diversity