figures of people and a bundle roll of money are separated by a red line. inaccessibility of funds, lack of investment

figures people bundle roll money are separated red line inaccessibility funds lack investment delay salary retention salaries forfeiture savings poverty consumer metaphor crisis protected deposit wealth withhold unreachable concept budget fund inaccessible bank currency cash business economy finance purchasing power border bureaucracy restriction confiscation inadmissibility decent remuneration financing subsidies need microloans loans debts