dollar cash money with notebook handwritten housing expenses. counting bills for electricity, gas, water. concept of

electricity receipt saving money expense higher prices economy paying spending habits charge housing uncertainty cut back on limiting impulse purchases efficient consumption budget insecurity paperwork lack of apartment financial problem home utility house investment bills tax behavior cash save currency accounting concept calculation gas energy crisis utilities payment inflation electric costofliving invoice heating dollar heat increasing rising savers wisely efficiency handwritten recession living wealth banknote finance uncertain future expensive reducing high counting banknotes turn off business invest water pay savings