disappointed woman with small gift box in front of an atm

account addict atm automated automatic balance bank banking bankomat beautiful box broke brunette budget cash cashline cashpoint caucasian cheap christmas consumer consumerism cute depressed depressing depression disappointed economical electronic emotional female finance financial funds funny gift girl hat heartbroken humble idea lifestyle machine minibank modern modest money moneyless pay paying payment penniless poor pouty present problem problems purchase purchasing resource resources sad santa shopaholic shopper shopping small solution spender teller think thinking unfortunate upset woman xmas young zero