crisis of high burden of consumer debt, : client bears a bag of debt debtor has difficult problem of bad debt and plan to pay back

burden debt tax crisis repayment businessman credit payment problem worried deadline pressured consolidation finance money loan bankruptcy economy economic stress business cost solve trouble refinancing challenge commercial risk bank percentage slavery buyer debtor dependence unbearable chain expensive solution restructuring installment card expenses recovery recession government relief consumer customer invoice depression high client bears bag difficult bad plan pay back lender creditor financial concept vector