counting expenses bills on housing electricity, gas, water. banknotes of euro cash around. high prices for energy

financial saving money increasing prices euro heat bill pay spending habits reducing water efficient consumption uncertainty electricity accounting bills banknotes household budget consumer inflation mortgage currency economic crisis conservative behavior calculation wisely efficiency paying limiting impulse purchases expenses costofliving problem receipt rising high apartment uncertain future utilities invest euros energy tax investment expensive price utility savings rate expense gas handwritten heating recession payment counting cost electric savers housing higher increase buying fewer items paperwork cash lack of turn off living