close-up young european woman holding open empty black leather wallet. without cash. financial problems

adult american anxious background bankruptcy black broke budget business businessman card cash close close-up collector concept credit crisis currency debt depressed displeased distress downandout empty european exchange expenses feeling female finance financial fortuneless girl hand holding income investment irresponsible leather loan low man money multiracial nervous open opened pay payday people person pocket poor poverty povertystricken problem problems purchase purse salary savings service shopping spend stressed stressful unemployed unemployment unhappy wallet white woman worker worried young