close-up of a hand holding a gold credit card, bokeh lights in the background. concept of finance and banking

credit card gold hand finance banking payment transaction bokeh lights reflective surface creditcard money business handholding shiny luxury chip security electronic funds wealth shopping commerce financial background person macro chipcard debit plastic technology retail creditcardholder financeconcepts financialtransactions holding closeupview golden paymentmethod cardholder securepayment cardpayment safety economy ai generative illustration generated