annual enrolment on white paper

lead recovered annual enrolment white paper background open enrollment benefits selection health insurance employee benefits enrollment period coverage options plan benefit packages plans medical coverage dental vision flexible spending account fsa savings hsa retirement life insurance disability dependent premiums deductibles co-pays network providers prescription drug summary form eligibility criteria qualified events deadline affordable care act aca special assistance online guide decision support tools elections effective date provider directory wellness programs risk assessment education materials education assistance program eap incentives fair website spousal domestic partner verification