a stain on the ceiling in the apartment from flooding by the upstairs neighbors.

stain spot ceiling water leak leakage flood paint whitewash insurance flooding repair mold mildew fungus plumber claim wet top destruction pipe wall damage apartment spoiled neighbor destroyed roof rain house repairing ruined bluecollar worker contractor emergency accident building renovation moldingtrim smudge plaster problem drop chandelier household collapsing compensation interior kitchen bathroom from upstairs neighbors claiming case neighbors