a serious, thoughtful asian woman sits on a couch in the living room, worriedly planning her budget

39aph39 accountancy adult apartment asian banking bankrupt book budget business calculating calculator casual couch counting crisis debt domestic expense facing feels females financial home house household indoors life lifestyles living managing money overspending overwhelmed paying pencil planning ponder problems room s salary savings serious sits sitting smartphone sofa stressed sweater table tax thinking thoughtful unhappy woman worried worriedly writing young