a new house adorned with a present bow signifies the cherished gift of homeownership

artificial intelligence generated real estate mortgage investment residential payment costs escrow appraisal interest rates loan approval credit score inspection offer negotiation contract deed realtor listing location square footage value market taxes resale neighbourhood zoning home homebuyer renovation insurance title warranty survey sale counteroffer diligence amortization property ownership acquisition apartment lot agreement bank signatures house adorned present bow signifies cherished gift homeownership joyous beginning filled hopes dreams