a man in a black balaclava and gloves breaks into the apartment at night with a lockpick, home insurance concept and the growing

alarm apartment balaclava bandit black breaking burglar burglary character concept crime criminal danger dangerous door flashlight gangster gloves hand holding home house housebreaker illegal insurance intruder lock male man mask night people person police property protection risk robber robbery safety security set steal stealing theft thief tool vandalism villain window