a fool and his money are soon parted on blue

background parted money fool soon blue fool money financial management spending decisions wealth investing budgeting savvy caution spending habits financial overspending impulse buying responsibility wealth accumulation risk wasting mistakes planning unwise choices saving value literacy education debt wisdom mismanagement unintelligent goals cost-cutting health frivolous short-term thinking cautionary tale unpreparedness prudence strategy overindulgence income opportunity costs security success stability pitfalls investments awareness poor sprees resilience