a close-up shot of a smartphone displaying various business and finance apps, indicating the importance of technology in

cellphone city light night people street using woman adult beautiful brunette businesswoman cheerful cinematic confident dark evening fashion female feminine happy neon outdoor portrait professional smiling stylish successful town travel trendy urban walking young concept connection holding man person business internet technology app finance financial mobile online phone smartphone communication hand affirm after afterpay application assorted buy checkout company competitors consumer consumerism ecommerce fintech icon installment ios iphone klarna lender loan logo network now option pay payment perpay ai generated