a basement submerged in water, revealing extensive flooding and ceiling leaks

restorationcosts damageassessment disasterresponse leakingceiling propertydamage saggingceiling ceilingstains deterioration environmental waterleakage restoration waterdamage repaircosts maintenance structural inspection evaluation prevention mitigation submerged revealing extensive highlight insurance emergency liability homeowner basement flooding planning moisture adjuster disaster recovery incident ceiling sagging flooded cleanup leakage stains severe damage claims repair hazard indoor safety water leaks tiles flood damp home loss risk